Platform Features
Everything you need to service BHPH loans
From origination to payoff, Everlegacy AutoFinance gives you the tools to manage your portfolio, collect on time, and keep borrowers informed.
Core Capabilities
Automated Collections
ACH autopay, payment reminders, and a smart collections queue that prioritises delinquent accounts so nothing slips through the cracks.
Real-Time Loan Tracking
See principal, interest, fees, and escrow balances update instantly with every payment. Amortisation schedules, DPD ageing, and custom fields—all in one view.
Borrower Portal
Your customers log in, see their balance, and make payments 24/7 from any device. Fewer phone calls for you, better service for them.
Multi-Entity & Portfolio Support
Manage loans across multiple dealerships or acquired portfolios under one roof, with per-entity reporting and strict data isolation.
Compliance-Ready Reporting
Generate payment histories, transaction ledgers, and custom reports that satisfy auditors and investors alike.
Secure Payment Processing
PCI-compliant card and ACH processing through Authorize.Net, Stripe, and Worldpay. Tokenised storage—no card numbers on your servers.
One dashboard,
complete visibility
See every loan, every payment, and every delinquent account at a glance. Drill down to individual borrowers, run custom reports, and export to CSV—all without leaving the app.
And much more
Autopay & ACH
Set up recurring ACH debits so payments land on time, every time. Borrowers can enrol themselves from the portal.
Smart Collections Queue
Prioritises delinquent accounts by DPD and balance. Agents see who to call first and log outcomes directly.
Loan Acquisition & Import
Buy a portfolio? Import loans, borrowers, and payment history from CSV or your old system in minutes.
Custom Fields
Every dealership is different. Add your own fields to loans and borrowers without touching code.
Role-Based Access
Admins, loan officers, and collection agents each see exactly what they need—nothing more.
Investor Reporting
Generate portfolio-level performance summaries that satisfy institutional investors and regulators.